REITResearch Real estate investment trust research powered by AI

Two Harbors Investment Corp. TWO

Listed / Traded Mortgage NYSE Mgmt:

Two Harbors Investment Corp., or TWO, a Maryland corporation, is a real estate investment trust that invests in mortgage servicing rights, residential mortgage-backed securities, and other financial assets.

Snapshot

Price
$12.29
Market cap
$1.29B
Enterprise value
$9.10B
Dividend yieldi
11.07%
Annual dividendi
$1.36
Frequency
Quarterly
FFO / sharei
Not reported (common for mortgage REITs)
EAD / sharei
$0.34 · Q1 2026
Net debt / EBITDAi
60.48x · GAAP est.
Op. cash flow / sharei
$0.85
Price / OCFi
14.40
Payout (% of OCF)i
159.32%
Debt / book capitali
82.71%
Premium / disc. to NAVi
No free consensus-NAV source
Credit ratingi
No free ratings feed

Reported FFO / EAD / leverage are from the Q1 2026 earnings release (filed 2026-04-28) — 8-K, EX-99.1.

Yield uses the latest declared dividend, annualized (latest regular payout × frequency; special/liquidating distributions excluded) — an announced-but-not-yet-declared change isn't reflected until it has an ex-date. FFO, AFFO and Net debt / Adj. EBITDA are the company's reported figures from its latest earnings 8-K. Price/OCF and payout use GAAP operating cash flow. NAV premium and credit ratings have no free source yet. See Methodology.

Balance sheet (latest FY: 2025)

Total debt
$8.56B
Cash
$842.32M
Net debt / EBITDAi
60.48x
Debt / book capitali
82.71%
Total assets
$10.86B
Total equity
$1.79B
Sponsored
Advanced charts & data →

Debt-maturity ladder, fixed/floating split, secured/unsecured and coverage ratios come from the supplemental — not yet ingested.

Financial history

FYRevenueNet incomeD&A EBITDAOp. cash flow
2025 $605.61M $-454.30M $0.00 $45.52M $88.92M
2024 $845.84M $298.17M $0.00 $952.56M $201.00M
2023 $640.49M $-106.37M $0.00 $559.83M $343.51M
2022 $12.61M $220.24M $0.00 $582.85M $623.40M
2021 $-142.91M $187.23M $0.00 $280.59M $423.51M
2020 $-862.56M $-1.63B $0.00 $-1.38B $631.60M

Dividends

Ex-dateRecordPaymentDeclaredAmountFreq.
2026-04-022026-04-022026-04-15 2026-03-19$0.34Quarterly
2026-01-052026-01-052026-01-29 2025-12-18$0.34Quarterly
2025-10-032025-10-032025-10-29 2025-08-20$0.34Quarterly
2025-07-032025-07-032025-07-29 2025-06-18$0.39Quarterly
2025-04-042025-04-042025-04-29 2025-03-19$0.45Quarterly
2025-01-032025-01-032025-01-29 2024-12-18$0.45Quarterly
2024-10-012024-10-012024-10-29 2024-09-19$0.45Irregular
2024-07-052024-07-052024-07-29 2024-06-18$0.45Quarterly
2024-04-032024-04-042024-04-29 2024-03-20$0.45Quarterly
2024-01-112024-01-122024-01-29 2023-12-18$0.45Quarterly
2023-10-022023-10-032023-10-27 2023-09-19$0.45Quarterly
2023-07-032023-07-052023-07-28 2023-06-21$0.45Quarterly
2023-04-032023-04-042023-04-28 2023-03-23$0.60Quarterly
2023-01-042023-01-052023-01-27 2022-12-19$0.60Quarterly
2022-09-302022-10-032022-10-28 2022-09-21$0.17Quarterly
2022-07-012022-07-052022-07-29 2022-06-22$0.17Quarterly
2022-04-012022-04-042022-04-29 2022-03-23$0.17Quarterly
2021-12-282021-12-292022-01-28 2021-12-16$0.17Quarterly
2021-09-302021-10-012021-10-29 2021-09-21$0.17Quarterly
2021-06-282021-06-292021-07-29 2021-06-17$0.17Quarterly
2021-03-262021-03-292021-04-29 2021-03-18$0.17Quarterly
2020-12-292020-12-302021-01-29 2020-12-17$0.17Quarterly
2020-09-302020-10-012020-10-29 2020-09-21$0.14Quarterly
2020-06-292020-06-302020-07-29 2020-06-18$0.14Quarterly

Coverage (payout of operating cash flow): 159.32%. Tax-character split (ordinary / 199A / capital gain / return of capital) — not disclosed (requires the annual allocation release).

Same-store NOI, occupancy, leasing/WALT, top tenants, external-manager fees, development pipeline and (for non-traded vehicles) share-class fees, redemption/gating and NAV methodology are planned modules sourced from supplementals and prospectuses.