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PennyMac Mortgage Investment Trust PMTU

Listed / Traded Mortgage NYSE Mgmt:

PennyMac Mortgage Investment Trust operates as a financial firm primarily dedicated to acquiring and managing residential mortgage loans and various related financial instruments. Its operations are structured into four key divisions: Correspondent Production, Credit Sensitive Strategies, Interest Rate Sensitive Strategies, and Corporate Activities. The Correspondent Production division is responsible for purchasing, aggregating, and then distributing newly issued, high-credit-quality mortgage loans, either directly or as mortgage-backed securities in the capital markets. Within the Credit Sensitive Strategies segment, the company allocates capital to a diverse portfolio including financially troubled mortgage loans, properties obtained through mortgage loan settlements, real estate held for investment purposes, credit risk transfer instruments, junior non-agency bonds, and smaller balance commercial real estate mortgage loans. Conversely, the Interest Rate Sensitive Strategies segment concentrates on assets such as mortgage servicing rights, surplus servicing spreads, government-backed (agency) and top-tier non-agency mortgage-backed securities, alongside associated hedging activities to manage interest rate fluctuations. The Corporate Activities segment encompasses management fees, general corporate expenditures, and specific interest income streams. Stanford L. Kurland established the trust on May 18, 2009, and its headquarters are situated in Westlake Village, California.

Snapshot

Price
$25.40
Market cap
$888.94M
Enterprise value
$19.98B
Dividend yieldi
8.37%
Annual dividendi
$2.12
Frequency
Quarterly
FFO / sharei
Not reported (common for mortgage REITs)
AFFO / sharei
Not reported in latest 8-K
Net debt / EBITDAi
28.88x · GAAP est.
Op. cash flow / sharei
$-82.92
Price / OCFi
-0.31
Payout (% of OCF)i
-2.56%
Debt / book capitali
91.57%
Premium / disc. to NAVi
No free consensus-NAV source
Credit ratingi
No free ratings feed

Reported FFO / AFFO / leverage are from the Q1 2026 earnings release (filed 2026-05-05) — 8-K, EX-99.1.

Yield uses the latest declared dividend, annualized (latest regular payout × frequency; special/liquidating distributions excluded) — an announced-but-not-yet-declared change isn't reflected until it has an ex-date. FFO, AFFO and Net debt / Adj. EBITDA are the company's reported figures from its latest earnings 8-K. Price/OCF and payout use GAAP operating cash flow. NAV premium and credit ratings have no free source yet. See Methodology.

Balance sheet (latest FY: 2025)

Total debt
$19.09B
Cash
$271.97M
Net debt / EBITDAi
28.88x
Debt / book capitali
91.57%
Total assets
$21.35B
Total equity
$1.89B
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Debt-maturity ladder, fixed/floating split, secured/unsecured and coverage ratios come from the supplemental — not yet ingested.

Financial history

FYRevenueNet incomeD&A EBITDAOp. cash flow
2025 $1.74B $127.87M $0.00 $93.82M $-7.21B
2024 $504.60M $160.98M $0.00 $1.03B $-2.70B
2023 $725.87M $199.65M $110.00K $1.28B $1.34B
2022 $-145.66M $-73.29M $6.75M $33.08M $1.78B
2021 $757.48M $56.85M $0.00 $688.32M $-2.82B
2020 $1.41B $52.37M $0.00 $1.29B $671.66M

Dividends

Ex-dateRecordPaymentDeclaredAmountFreq.
2026-06-152026-06-152026-06-30 $0.53Quarterly
2026-03-132026-03-132026-03-30 $0.53Quarterly
2025-12-152025-12-152025-12-30 $0.53Quarterly
2025-09-152025-09-152025-09-30 $0.53Quarterly
2025-06-132025-06-132025-06-30 $0.53Quarterly
2025-03-142025-03-142025-03-31 $0.53Quarterly
2024-12-132024-12-132024-12-30 $0.53Quarterly
2024-09-132024-09-132024-09-30 $0.53Quarterly
2024-06-142024-06-142024-07-01 $0.53Quarterly
2024-03-142024-03-152024-04-01 $0.53Quarterly
2023-12-142023-12-152024-01-02 $0.58Quarterly

Coverage (payout of operating cash flow): -2.56%. Tax-character split (ordinary / 199A / capital gain / return of capital) — not disclosed (requires the annual allocation release).

Same-store NOI, occupancy, leasing/WALT, top tenants, external-manager fees, development pipeline and (for non-traded vehicles) share-class fees, redemption/gating and NAV methodology are planned modules sourced from supplementals and prospectuses.

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