REITResearch

Ellington Financial Inc. EFC

Listed / Traded Mortgage NYSE Mgmt:

Ellington Financial Inc., operating through its subsidiary, Ellington Financial Operating Partnership LLC, is an investment company primarily focused on acquiring and actively managing a broad range of financial assets within the United States. Its extensive portfolio encompasses various mortgage-related instruments, including residential mortgage-backed securities (RMBS) — both those guaranteed by U.S. government agencies and those backed by non-agency residential loans like prime jumbo, Alt-A, manufactured housing, and subprime mortgages — as well as direct residential and commercial mortgage loans and other commercial real estate debt. The company also invests in consumer loans and asset-backed securities underpinned by consumer and commercial assets. Beyond real estate and consumer finance, Ellington Financial holds corporate debt and equity securities, corporate loans, and collateralized loan obligations. Additionally, it engages with mortgage-related and non-mortgage-related derivatives and pursues other strategic investment opportunities. Founded in 2007, the company's headquarters are located in Old Greenwich, Connecticut.

Snapshot

Price
$13.42
Market cap
$1.33B
Enterprise value
$18.86B
Dividend yieldi
11.62%
Annual dividendi
$1.56
Frequency
Monthly
FFO / sharei
Not reported (common for mortgage REITs)
Adjusted Distributable Earnings / sharei
$0.55 · Q1 2026
Net debt / EBITDAi
40.60x · GAAP est.
Op. cash flow / sharei
$5.12
Price / OCFi
2.62
Payout (% of OCF)i
30.47%
Debt / book capitali
90.21%
Premium / disc. to NAVi
No free consensus-NAV source
Credit ratingi
No free ratings feed

Reported FFO / Adjusted Distributable Earnings / leverage are from the Q1 2026 earnings release (filed 2026-05-05) — 8-K, EX-99.1.

Yield uses the latest declared dividend, annualized (latest regular payout × frequency; special/liquidating distributions excluded) — an announced-but-not-yet-declared change isn't reflected until it has an ex-date. FFO, AFFO and Net debt / Adj. EBITDA are the company's reported figures from its latest earnings 8-K. Price/OCF and payout use GAAP operating cash flow. NAV premium and credit ratings have no free source yet. See Methodology.

Balance sheet (latest FY: 2025)

Total debt
$16.96B
Cash
$201.89M
Net debt / EBITDAi
40.60x
Debt / book capitali
90.21%
Total assets
$19.35B
Total equity
$1.83B
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Debt-maturity ladder, fixed/floating split, secured/unsecured and coverage ratios come from the supplemental — not yet ingested.

Financial history

FYRevenueNet incomeD&A EBITDAOp. cash flow
2025 $674.54M $146.87M $0.00 $459.09M $509.04M
2024 $282.19M $145.86M $0.00 $0.00 $-430.53M
2023 $256.50M $84.08M $0.00 $0.00 $-241.86M
2022 $43.15M $-70.05M $5.67M $5.67M $42.69M
2021 $216.80M $133.46M $0.00 $193.02M $51.29M
2020 $35.15M $25.01M $0.00 $0.00 $119.51M

Dividends

Ex-dateRecordPaymentDeclaredAmountFreq.
2026-06-302026-06-302026-07-31 2026-06-08$0.13Monthly
2026-05-292026-05-292026-06-30 2026-05-07$0.13Monthly
2026-04-302026-04-302026-05-29 2026-04-07$0.13Monthly
2026-03-312026-03-312026-04-30 2026-03-09$0.13Monthly
2026-02-272026-02-272026-03-31 2026-02-09$0.13Monthly
2026-01-302026-01-302026-02-27 2026-01-08$0.13Monthly
2025-12-312025-12-312026-01-30 2025-12-04$0.13Monthly
2025-11-282025-11-282025-12-31 2025-11-10$0.13Monthly
2025-10-312025-10-312025-11-28 2025-10-07$0.13Monthly
2025-09-302025-09-302025-10-31 2025-09-08$0.13Monthly
2025-08-292025-08-292025-09-30 2025-08-07$0.13Monthly
2025-07-312025-07-312025-08-29 2025-07-08$0.13Monthly
2025-06-302025-06-302025-07-31 2025-06-09$0.13Monthly
2025-05-302025-05-302025-06-30 2025-05-07$0.13Monthly
2025-04-302025-04-302025-05-27 2025-04-03$0.13Monthly
2025-03-312025-03-312025-04-25 2025-03-07$0.13Monthly
2025-02-282025-02-282025-03-25 2025-02-10$0.13Monthly
2025-01-312025-01-312025-02-25 2025-01-08$0.13Monthly
2024-12-312024-12-312025-01-27 2024-12-06$0.13Monthly
2024-11-292024-11-292024-12-26 2024-11-07$0.13Monthly
2024-10-312024-10-312024-11-25 2024-10-07$0.13Monthly
2024-09-302024-09-302024-10-25 2024-09-09$0.13Monthly
2024-08-302024-08-302024-09-25 2024-08-07$0.13Monthly
2024-07-312024-07-312024-08-26 2024-07-08$0.13Monthly

Coverage (payout of operating cash flow): 30.47%. Tax-character split (ordinary / 199A / capital gain / return of capital) — not disclosed (requires the annual allocation release).

Same-store NOI, occupancy, leasing/WALT, top tenants, external-manager fees, development pipeline and (for non-traded vehicles) share-class fees, redemption/gating and NAV methodology are planned modules sourced from supplementals and prospectuses.